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Bank of India Recruitment 2026 – Apply Online for 779 Credit Officer (GBO Stream) Posts | MMGS-II, MMGS-III, SMGS-IV

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🏭 Bank of India Recruitment 2026

Bank of India Recruitment 2026 – Apply Online for 779 Credit Officer (GBO Stream) Posts | MMGS-II, MMGS-III, SMGS-IV

Bank of India  |  Credit Officer – GBO Stream  |  Experience-based  |  Apply: 30 June – 20 July 2026

779
Total Posts
₹850 / ₹175
Application Fee
25–45 Yrs
Age (Scale-wise)
20 Jul
Last Date

The official Bank of India Recruitment 2026 notification has been published under Project No. 2026-27/01 to hire 779 Credit Officers in the General Banking Officer (GBO) stream. This specialized recruitment offers professional banking vacancies across three management hierarchies: Middle Management Grade Scale-II (677 posts), Middle Management Grade Scale-III (61 posts), and Senior Management Grade Scale-IV (41 posts). Eligible corporate finance and banking professionals holding a Bachelor’s degree with a minimum of 60% marks, or qualifications like CA, CFA, CS, or ICWA along with corporate credit experience can apply. The active online registration window runs securely on the official portal from 30 June 2026 until the final closing date on 20 July 2026.

🔔 Applications Open! Bank of India Credit Officer Recruitment 2026 online applications started from 30 June 2026. Last date: 20 July 2026. 779 Credit Officer (GBO Stream) vacancies across MMGS-II, MMGS-III & SMGS-IV scales. Experienced banking/NBFC/FI professionals — apply now!

Bank of India Credit Officer Recruitment 2026 – Quick Details

Organisation Bank of India
Post Name Credit Officer (GBO Stream)
Total Posts 779 Posts
Scales MMGS-II (677)  |  MMGS-III (61)  |  SMGS-IV (41)
Educational Qualification Graduation with 60% marks (55% for SC/ST/OBC/PwBD) or CA/CMA/CS/CFA
Experience Required 3–7 years (MSME/Commercial/Project Finance experience mandatory)
Age Limit MMGS-II: 25–32  |  MMGS-III: 28–38  |  SMGS-IV: 32–45 years
Application Fee ₹850/- (General & Others)  |  ₹175/- (SC/ST/PwD)
Apply Mode Online (via IBPS Portal)
Apply Start Date 30 June 2026
Last Date to Apply 20 July 2026

Bank of India Credit Officer Recruitment 2026 – Overview

Bank of India has released an official employment notification for the recruitment of 779 Credit Officer (GBO Stream) posts across three scales — MMGS-II (677 posts), MMGS-III (61 posts), and SMGS-IV (41 posts). Online applications are open from 30 June 2026 to 20 July 2026.

This is an excellent opportunity for experienced banking professionals with backgrounds in MSME Credit, Commercial Credit, Project Finance, and Mid & Large Credit at Scheduled Commercial Banks, Financial Institutions, or NBFCs. All posts offer attractive pay scales ranging from ₹64,820/- to ₹1,20,940/-.

Experienced Candidates Only: All 3 scales require minimum 3 to 7 years of post-qualification officer-level experience. Fresh graduates are NOT eligible for this recruitment.

Scale-wise Vacancy, Pay Scale & Eligibility

① Credit Officer – MMGS-II
677 Posts
Pay Scale ₹64,820 – 2340(1) – 67,160 – 2680(10) – ₹93,960/-
Age Limit 25 to 32 years
Qualification Graduation with 60% marks (55% for SC/ST/OBC/PwBD) OR CA / CMA-ICWA / CS / CFA
Experience Minimum 3 years post-qualification experience as an officer, of which 2 years must be in MSME Credit / Commercial Credit / Project Finance / Mid & Large Credit in Scheduled Commercial Banks / FI / NBFC

② Credit Officer – MMGS-III
61 Posts
Pay Scale ₹85,920 – 2680(5) – 99,320 – 2980(2) – ₹1,05,280/-
Age Limit 28 to 38 years
Qualification Graduation with 60% marks (55% for SC/ST/OBC/PwBD) OR CA / CMA-ICWA / CS / CFA
Experience Minimum 5 years post-qualification experience as an officer, of which 3 years must be in MSME Credit / Commercial Credit / Project Finance / Mid & Large Credit in Scheduled Commercial Banks / FI / NBFC

③ Credit Officer – SMGS-IV
41 Posts
Pay Scale ₹1,02,300 – 2980(4) – 1,14,220 – 3360(2) – ₹1,20,940/-
Age Limit 32 to 45 years
Qualification Graduation with 60% marks (55% for SC/ST/OBC/PwBD) OR CA / CMA-ICWA / CS / CFA
Experience Minimum 7 years post-qualification experience as an officer, of which 4 years must be in MSME Credit / Commercial Credit / Project Finance / Mid & Large Credit in Scheduled Commercial Banks / FI / NBFC / Public Sector or Listed Financial Institutions / Foreign Banks

Vacancy Summary – Bank of India Credit Officer 2026

Scale Posts Pay Range Age
MMGS-II 677 ₹64,820 – ₹93,960 25–32 Yrs
MMGS-III 61 ₹85,920 – ₹1,05,280 28–38 Yrs
SMGS-IV 41 ₹1,02,300 – ₹1,20,940 32–45 Yrs
Total 779 Credit Officer (GBO Stream)

Age Relaxation – Bank of India 2026

Category Relaxation
SC / ST 5 Years
OBC (Non-Creamy Layer) 3 Years
PwBD 10 Years

Application Fee – Bank of India Credit Officer 2026

General & Others₹850/- (Application Fee + Intimation Charges)
SC / ST / PwD₹175/- (Intimation Charges only)
⚠ Application fee once paid is non-refundable. Carefully verify your experience years, scale eligibility, age limit, and qualification before proceeding with payment.

How to Apply for Bank of India Credit Officer Recruitment 2026?

1

Click the Online Application Form link in the Important Links section below to visit the official Bank of India/IBPS Recruitment Portal.

2

Complete the New Registration process by clicking “New Registration” with a valid Email ID and mobile number.

3

Login and click the Online Application Form link. Fill in all personal, educational, experience, and scale details carefully.

4

Upload your photograph, signature, and necessary supporting documents (degree, experience certificates, etc.).

5

Pay the application fee: ₹850/- (General & Others) or ₹175/- (SC/ST/PwD) and submit the form.

6

Take a printout of the submitted application form for future reference.

Important Dates – Bank of India Recruitment 2026

Apply Start Date
30 June 2026

⏰ Last Date to Apply
20 July 2026

Important Links – Bank of India Credit Officer 2026

Online Application Form – Bank of India Credit Officer 2026
Opens 30 June 2026 | Closes 20 July 2026 | 779 Posts

Apply Now

Official Advertisement PDF – Bank of India Credit Officer 2026
Full Notification | Scale-wise Eligibility | Pay Details | Selection Process

Download PDF

Official Website – Bank of India
bankofindia.bank.in

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Frequently Asked Questions (FAQs) – Bank of India Recruitment 2026

QWhat is the starting date to apply for Bank of India Recruitment 2026?

The starting date to apply online for Bank of India Credit Officer Recruitment 2026 is 30 June 2026.

QWhat is the last date to apply for Bank of India Credit Officer 2026?

The last date to apply online is 20 July 2026.

QHow many posts are vacant under Bank of India Recruitment 2026?

There are 779 Credit Officer (GBO Stream) vacancies in total: MMGS-II (677 posts), MMGS-III (61 posts), and SMGS-IV (41 posts).

QWhat is the salary for Bank of India Credit Officer 2026?

The pay scales are: MMGS-II: ₹64,820 – ₹93,960/-  |  MMGS-III: ₹85,920 – ₹1,05,280/-  |  SMGS-IV: ₹1,02,300 – ₹1,20,940/-, plus DA, HRA, and other bank allowances.

QHow much experience is required for Bank of India Credit Officer Recruitment 2026?

MMGS-II: Minimum 3 years (2 years in credit)  |  MMGS-III: Minimum 5 years (3 years in credit)  |  SMGS-IV: Minimum 7 years (4 years in credit) — all in MSME/Commercial/Project Finance in Banks/FI/NBFC.

QWhat qualifications are accepted for Bank of India Credit Officer 2026?

A Graduate degree in any discipline with 60% marks (55% for SC/ST/OBC/PwBD) from a recognised University, OR professional qualifications including CA / CMA-ICWA / CS / CFA are accepted for all three scales.


Apply Online Now – Bank of India Credit Officer Recruitment 2026 | 779 Posts | Last Date: 20 July 2026
Download Official Bank of India Credit Officer Notification PDF 2026

Bank of India Credit Officer Recruitment 2026 | 779 Posts | GBO Stream | MMGS-II (677) | MMGS-III (61) | SMGS-IV (41) | Last Date: 20 July 2026

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