Bank of India Recruitment 2026 – Apply Online for 514 Credit Officer Posts

Bank of India Recruitment 2026 notification has been released for 514 Credit Officer vacancies under MMGS-II, MMGS-III and SMGS-IV scales. Eligible graduates with relevant banking and credit processing experience can apply online from 20 December 2025 to 05 January 2026 through the official Bank of India recruitment portal. Selected candidates will receive a high salary package up to ₹1.20 lakh per month along with central government bank allowances.

Bank of India Credit Officer Recruitment 2026 – Overview

Particulars	Details
Organization	Bank of India
Post Name	Credit Officer
Total Vacancies	514 Posts
Job Location	Across India
Pay Scale	MMGS-II / MMGS-III / SMGS-IV
Application Mode	Online
Start Date	20 December 2025
Last Date	05 January 2026
Official Website	bankofindia.co.in

Notification

Bank of India Recruitment 2026

Assam Career: Bank of India Recruitment 2026 Notification has been officially released for the recruitment of 514 Credit Officer vacancies across MMGS-II, MMGS-III and SMGS-IV scales. This is an excellent opportunity for experienced banking professionals seeking a high-paying central government bank job.

Eligible candidates can apply online from 20 December 2025 to 05 January 2026 through the official Bank of India (BOI) recruitment portal. Applicants are advised to read the full notification carefully before applying.

Last Date: 05/01/2026.

Bank of India Recruitment Details

Name of post: Credit Officer

Total posts: 514 posts

Scale-Wise Vacancy Details

Scale	No. of Posts
MMGS-II	418
MMGS-III	60
SMGS-IV	36
Total	514

Pay Scale of Bank of India Credit Officer

MMGS-II

• ₹64,820 – 2,340 (1) – ₹67,160 – 2,680 (10) – ₹93,960

MMGS-III

• ₹85,920 – 2,680 (5) – ₹99,320 – 2,980 (2) – ₹1,05,280

SMGS-IV

• ₹1,02,300 – 2,980 (4) – ₹1,14,220 – 3,360 (2) – ₹1,20,940

👉 In addition to Basic Pay, selected candidates will receive DA, HRA, CCA, Medical Benefits, Pension & Other Bank Allowances.

Eligibility Criteria for Bank of India Recruitment 2026

MMGS-II Credit Officer

• Age Limit: 25 to 35 years
• Qualification: Graduation with 60% marks (55% for SC/ST/OBC/PwBD)
• Experience:
  • Minimum 3 years post-qualification experience, including 2 years in MSME / Commercial / Project / Mid-Large Credit processing.

MMGS-III Credit Officer

• Age Limit: 28 to 38 years
• Qualification: Graduation with required percentage
• Experience:
  • Minimum 8 years post-qualification experience, including 5 years in Credit Processing.

SMGS-IV Credit Officer

• Age Limit: 30 to 40 years
• Qualification (Any One):
  • Graduation + MBA / PGDBM
  • Two-year full-time Master’s Degree
  • CA / CFA / CMA (ICWA)
• Experience:
  • Minimum 8 years, including 5 years in MSME / Commercial / Project Finance / Mid & Large Credit.

Age Relaxation

Category	Relaxation
SC / ST	5 Years
OBC (NCL)	3 Years
PwBD	10 Years

Application Fee

Category	Fee
SC / ST / PwBD	₹175
General / OBC / EWS	₹850

Fee is payable online only.

How to Apply for Bank of India Credit Officer Recruitment 2026

➥ Visit the official Bank of India recruitment portal

➥ Click on New Registration

➥ Complete registration and login

➥ Fill personal, educational & experience details

➥ Upload required documents

➥ Pay application fee online

➥ Submit the application

➥ Take a printout for future reference

Important Dates of Bank of India Vacancy 2026

Event	Date
Application Start Date	20 December 2025
Last Date to Apply	05 January 2026

Important Web-Links of Bank of India Recruitment:

Online Application Form	20/12/2025
Official Advertisement	Click Here
Official Website	Click Here

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For more correct information read the official notification carefully before apply.

FAQs – Bank of India Recruitment 2026